Lower Your Healthcare Costs
Without Sacrificing Coverage
When 15-35% annual renewals compete with wage increases, it’s time for a second opinion. We help companies with 50+ employees lower claims, reduce costs, and keep the talent they’ve worked hard to build.
About Us
Meet The Daniel Group
We’re not your typical benefits brokers. Before we ever ask you to make a change, we offer something most won’t: a professional second opinion with no strings attached.
Our consulting-first approach means you can get real answers about your benefits strategy without firing your current broker or making any commitments. And if you decide we’re the right fit? Your consulting fee is waived.
Challenges
Are Double-Digit Renewals Eating Your Budget?
If you’re seeing 15-35% annual increases on your health plan renewals, you’re not alone. But here’s what most brokers won’t tell you: these increases don’t have to be inevitable.
When healthcare costs compete with wage increases, everybody loses; you can’t give raises, employees get frustrated, and talent walks out the door.
Rising Costs, Shrinking Budgets
Your benefits line item grows every year while your ability to increase wages shrinks. That hidden paycheck is consuming the budget you need to reward your people.
Employee Complaints
Your HR team is tired of being the messenger for bad news about coverage gaps, higher deductibles, and shrinking networks. Complaints roll in, and morale takes a hit.
Losing the
Talent War
When your benefits package can’t compete, attracting and retaining top talent becomes nearly impossible. Good people leave for companies that can offer better coverage.
Lack of Transparency
You’re not sure what your broker is really making on your account, and when you ask questions, the answers feel vague. You deserve to know exactly what you’re paying for.
Methodology
How We Lower Costs
Most brokers focus on finding you a better carrier. We focus on something more fundamental: lowering your claims. Because here’s the truth, lower claims mean lower premiums.
It’s the same principle that works in workers’ comp, commercial auto, and every other type of insurance.
Healthcare Consulting
Professional second opinion on your current benefits strategy. No commitment required.
Benefits Brokerage
Full-service benefits management with transparent fee structure and focus on cost reduction.
Direct Contracting Solutions
Work directly with physicians and facilities to lower costs for primary care, surgeries, and imaging.
Who We Serve
Ideal Client Profile
We specialize in working with companies that have 50 or more employees actively enrolled in their health plans.
You're a great fit for
us if you have:
- 50+ employees actively enrolled in your health plan
- Annual renewal increases that are outpacing your budget
- Leadership asking hard questions about benefits costs
- Employees who are frustrated with their current coverage
- A desire for transparency in broker compensation
Industries We Serve:
We have deep experience working with companies across a wide range of industries, including:
- Construction & Remodeling
- Telecommunications
- Manufacturing
- Union Businesses
- Retail & Restaurant Groups
- Tax & Accounting Firms
- Automotive Dealerships
- Medical Practices
Ready to Lower Your Healthcare Costs?
No Obligation | Confidential | Complimentary